Sustainable banking, investments, and offsetting.

Our platform offers two suggested actions that continuously do good with just one right decision.
The first is green energy and the second is where you invest your money.

Your money has the power to change the world. With almost zero effort.

Make your capital part of the solution. Let it do the hard work and amplify your positive contribution to a more sustainable future!

Sustainable Banking

A bank needs to invest your money to make more money. That’s how it works. And this is how you gain interest on your savings that you park in a bank account. Admittedly, there have not been high interest rates in recent years, but your banks have invested anyway.

This is where you can make the difference. Your money, your choice. Choose a bank that invests in projects, companies, and industries committed to greater sustainability.

Good to know: most banks offer an easy account switching service. No hassle and no extra cost. Your new green bank analyzes your direct debits, incoming payments, and standing orders – you pick the ones you want to transfer to your new account.

Tomorrow – Save time, money, and the planet

• Starting at 3€ per month, climate protection with every Euro, and a free Visa Debit Card.
• For 15€ per month, you even compensate your life to be carbon-neutral and can skip the carbon compensation in the next section. Next to unlimed worldwide withdrawals.

Already more than 120.000 people support Tomorrow’s mission, they have the best ranked Banking App in the App Store and already invested more than 87,5m€ in sustainable projects. What are you waiting for? Long-term positive impact just takes you 8 minutes.

>> Discover the first account with an integrated CO2 calculator <<

Residence of the following countries can open a Tomorrow account Germany, Cyprus, Belgium, Estonia, Finland, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Austria, Portugal, Slovakia, Slovenia, Spain.

Compare different sustainable banking accounts

So let’s introduce some alternatives:

Carbon Compensation & Offsetting
for the unavoidable

Well, the last two years have been full of „WE ARE CARBON NEUTRAL“ headlines.

The magic trick is called carbon offsetting and it’s not only reserved for the rich and famous to be a „carbon neutral“ entity on this planet. The concept behind is that the carbon offset is negating or offsetting the same amount of carbon emissions „the offsetter“ releases into the atmosphere. Carbon emissions have the same impact on the climate no matter where they are emitted. Hence, there are several ways in which an offset can absorb carbon dioxide in the different parts of the world: investments in renewable energy sources like wind and solar, forest preservation, or funding activities like planting new trees.

Sounds too easy?

Sounds too easy? Yes, it does. The more you can do to reduce your carbon footprint the better. But there will be always something left that can’t be negated – that’s where carbon offsetting might compensate for your remaining CO2 emissions.

We probably don’t need to speak about why greenhouse gas emissions matter, but here’s a little insight into why everyone can and should get involved in reducing carbon emissions:

Before we jump to possible offsetting projects, you might wonder: haven’t we planted enough trees yet? The world has lost one-third of its forests by expanding agricultural land. Year by year deforestation and hence the release of carbon emissions and loss of wildlife, plants, and other species continues. The worst: many rich countries are driving deforestation. 79% of exported deforestation ended up in those countries that had stopped losing domestic forests.

Enough of facts and figures… Let’s get to the actions.

Before we introduce different ways how to reduce carbon emissions and how to offset them, you should know that there are different „quality standards“. Therefore, the price per compensated ton can vary quite a lot. As a rule of thumb, look for offsetting projects that are following international standards and are labeled as Gold Standard (CER), Clean Development Mechanism (CDM), or Verified Carbon Standard (VCS). In addition, there are other national initiatives and standards.

Impact Investing made easy

Your capital can be a powerful force for good. From small investments in solar energy projects in emerging projects to direct impact investions. Doing good for people and the planet and making money at the same time is not mutually exclusive.

High impact and high returns! Let’s dive into impact investing.

Comparison of Impact Investment Services and Solutions

ecoligo (Citizens of the European Economic Area) – Crowdinvesting

Crowdinvesting for a greener future. Fund solar projects. Get a return. Save the planet.
You invest in solar projects around the globe and earn interest on your investment from day one. Ecoligo is active in emerging markets where energy prices are high and the fast-growing economies are creating a new demand for energy.



>> Get started with a little as 100€ <<

You will need a bank account at a European credit institution (from which you can make a SEPA transfer) to invest in ecoligo’s projects.

trine (Citizens of the European Economic Area) – Crowinvesting

Find a loan you like, invest and bring clean energy to emerging markets. Trine’s mission is to give people a triple return on investment – earn a profit while making social and environmental impact.



>> Get started with a little as 25€ <<

Available for investors must live in the EEA region (European Economic Area). Investors from Switzerland are also able to invest.

Time for Planet (Citizens of the European Economic Area) – Direct investment in 100 innovations

Time for the Planet® is gathering money to detect and deploy 100 global innovations against greenhouse gases. Almost 12 Mio € have been raised already by more than 60.000 shareholders.